Pay-On-Demand: Access Your Earnings Anytime

Access EarlyPay is a benefit that employers can add for employees to enable them to access their earned wages on demand.

Using a simple app integrated to your payroll solution access to earned wages is quick and easy and on-demand.

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What Is Pay-On-Demand?

Pay-On-Demand service is a modern financial service that allow employees to access their pay early. EarlyPay currently integrates with Access suites of products including MicrOpay Evo.

The 6 simple steps for on-demand pay with EarlyPay

An employee withdraws their earned income via the EarlyPay app.
The Access Group pays the money directly to the employee's bank account.
The withdrawal and fee is logged in the intregrated payroll system.
At payroll reconciliation, the withdrawal and fee are shown as deductions.
On payday, the employee receives their net pay, and will see the withdrawal amount plus the transaction fee on their payslip.
The withdrawal and transaction fee is collected from the employer via direct debit after the payrun date.

It’s as simple as that!

How offering on-demand pay benefits employers?

As an employer, you may not be able to increase salaries, but you can help to reduce the cost of living pressure and boost your employee's financial wellbeing by allowing them access to their earned wages before payday. All while reaping the business benefits of a more engaged workforce, increased retention, and higher competitivity in the recruitment space.

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Choose EarlyPay for pay-on-demand

The EarlyPay app allows employees to see how much they could draw down from the salary they have earned so far this month. Employees can withdraw at any time of day, with just a few taps on your mobile phone. This money then appears in your bank account in a few minutes.

It’s your pay, you’ve earned it, so if you need it now you can have it, before pay day.

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3 Key Benefits of on-demand earned wage access

It's not a loan

On-demand wage access is not a loan. There are no credit checks or forms to complete. It simply allows employees to access their earned wages before payday. As no money is lent, and the repayment is taken care of within payroll (through deductions) employees and employers will not be out of pocket.

An employee benefit that employees want.

In today's increasingly instantaneous, digital world, allowing employees to access their earned money without having to wait until payday is something that employees look for for freedom to do more.

Manage your finances

On-demand wage access is a benefit that can be used to manage finances in times of need. It delivers a ‘safety net’ that allows employees to manage their cash flow. When your employees are short of cash, they can avoid unsecured loans and payday loans, saving thousands of dollars in interest, fees, and charges.

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Pay-On-Demand FAQ

What is pay-on-demand?

Pay-on-Demand also known as earned wage access (or EWA), is a way for employees to receive payment for their work as they are earning it, instead of waiting until their usual pay cycle.

How does on-demand pay benefits employers?

Here are some of the benefits for paying staff on-demand:

Increased productivity from trained staff;

Improved staff retention;

Greater staff motivation;

New joiners are attracted making it easier to recruit;

Removes the administrative burden of pay advances;

For employers, on-demand pay is cash neutral with no impact to normal payroll processes.